1) What happens when a user closes his bank account which was linked with APY? Does the user's APY account gets closed as well.
1.a) If the account gets closed, then is there any way to recover the premiums paid.
2) If the APY account is not closed then what is the procedure to link the APY account to a new bank account.
3) What is the procedure to modify the details of an APY account.
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